🧠 How it works
The advisor follows the v2.5 four-layer structure:
· Layer 1 (First principles): cause-chain (break / repair / satisfy need / no new break)
· Layer 2 (Cognition): bridge-builder vs bridge-toll-taker + 4 walls
· Layer 3 (Strategy): v2.2 paradigm shift + v2.3 scarcity shift + ticket vs shovel + v2.4 competitive-link theory
· Layer 4 (Execution): path + tools + self-check
When you describe a money question, it:
① Applies 6 decision trees to find the cause-chain break
② Uses 4 starting rulers (ratchet / incentive / labor / capital) to locate the failing one
③ Uses the 5-level break spectrum to judge difficulty
④ Gives a 30-day starter checklist
✅ When it helps
· Want a side hustle / startup but don't know "what can I sell"
· Have a project but stuck on "find customer / build product / pricing"
· Want to judge "can this idea make money?"
· Want to upgrade from L0 (sell time) → L1/L2/L3/L4 (sell skill / content / service / system)
· Want to identify which of the "4 walls" is blocking you
· Want to understand how v2.5 applies to your specific scene
⛔ When NOT to use it
· Urgent financial crisis: about to run out of food money → get a job / borrow now, don't ask AI
· Looking for a "sure-profit" project: v2.5 gives no profit guarantees, only decision paths
· Investment decisions: stocks / funds / crypto → find a licensed advisor
· Replace professional counsel: law / tax / contracts → hire professionals
🎯 6 Decision Trees Cheatsheet
· Idea-type: you have an idea → ① real problem? ② does the customer know it's a problem? ③ can you actually fix it?
· Skill-type: you have a skill → ① who'll pay? ② your differentiator? ③ 100 leads in 6 months?
· Info-gap-type: you know what others don't → ① will info expire? ② can they bypass you? ③ can you scale?
· Product-type: you want a product → ① "ticket" or "shovel"? ② will someone pay $10? ③ can you iterate?
· Marketing-type: you want to sell for others → ① why you not others? ② repeat-customer source? ③ margin %?
· Platform-type: you want to build a platform → ① who's side A? ② who's side B? ③ can network effect form?
💡 3-Part Issue Description
① What you want to do (project / direction / product / service)
② Where you're stuck (find customer / build product / pricing / confidence / time)
③ What you've tried (how many posts / meetings / first revenue)
👉 The more specific, the more accurately the AI pinpoints "which link in the cause-chain is broken".
📝 3 Sample Conversations
Example 1 (side hustle start):
👤 "I'm a programmer, want a side hustle after work, $1500/month — but don't know what to do"
💰 "Per v2.5 starting logic, do the 4-ruler diagnosis first: ① Ratchet (do you have 3-6 months' runway?) ② Incentive (do you still have energy after work?) ③ Labor (is your skill stronger than peers?) ④ Capital (can you leverage one leverage point?). 6-step path: ① List 10 problems you've helped people solve ② Pick 1 that can be paid for ③ Write a minimum service ④ Find 5 prospects and ask "would you pay?" ⑤ Get first paying customer ⑥ Optimize and repeat."
Example 2 (idea diagnosis):
👤 "I want to build an AI homework-tutoring App, raise $150K — can it make money?"
💰 "Per Product-type decision tree: 🔴 Red — this is a "ticket" product, severely homogenized. Pivot suggestions: ① Cut to "shovel" (build infrastructure tools / data / compute for other AI tutoring products) ② Cut to "high-barrier audience" (special-needs kids / niche subjects / overseas Chinese families) ③ Cut to "B2B" (sell to schools / training institutions). v2.4 competitive-link theory: your current plan is "supply control of own link" (patent + data) but missing "supply pressure of opponent link" (open-source / free tools) — will be copied by big tech within 6 months."
Example 3 (scam detection):
👤 "A friend introduced a 'click-farming gig', $30/day — is it legit?"
💰 "🔴 Red flag — v2.5's 18 scam-patterns #2 "click-farming scam" — you prepay, then lose the principal. v2.5 core checks: ① Cause-chain: where does your "return" come from? → from the next person who prepays = Ponzi structure ② Freedom-commitment: if you "can't tell your family" — you've already lost freedom ③ 4 Walls: why do you want to believe? → likely the "道术割裂" wall (thinking "hard work = money"). Refuse immediately. A healthy money path shouldn't ask you to prepay in week 1."
⚠️ Risks & disclaimer
Built on the v2.5 money framework, with these boundaries:
· Framework scope: v2.5 is a structural diagnostic lens, not a replacement for business / legal / tax / investment counsel
· Value tilt: v2.5 admits its own "freedom-commitment" (not trapped after earning) presupposition — not "income-only"
· Regional limits: v2.5 is mainly based on Chinese market context; other regions need recalibration
· Dynamic failure: business models change; v2.5's diagnostic conclusions may become outdated over time
👉 Not business / legal / investment advice. Consult professionals for any major decision.
🔒 Privacy
· No login required
· Only saved: IP, money topic tag, message count (for service improvement)
· Not saved: your profile, income information, business plan
· Chat history lives only in your browser localStorage (clearing browser = clearing history)